Paycheck & Income Budget Planner
Plan each paycheck or client payment before it lands, so every dollar has a job.
Four ready-to-use templates for small business owners and freelancers — income, bills, debt and budget in one tidy place. Open it in Excel or Google Sheets and start filling it in today.
Illustration only — your sheets start blank for your own numbers.
Each sheet does one job well, with formulas already built in, so you only type your own numbers.
Plan each paycheck or client payment before it lands, so every dollar has a job.
See every due date in one month-by-month view and mark bills paid as you go.
List each balance and payment in one place and watch remaining totals update automatically.
Sort spending into 50 ready-made business categories — rename or hide any you don't need.
| Build it yourself | The Toolkit | |
|---|---|---|
| Your time | A weekend of formulas | Open it today |
| Cost | Free, plus the errors | $19, once |
| Formulas | Yours to debug | Built in and tested |
| Instructions | None | "Start here" tab in every workbook |
No accounts to create, no software to install, no subscription.
Right after checkout you get a download link for the Excel file and a copy link for the Google Sheets version.
Open the .xlsx in Excel, or click "Make a copy" to save the Google Sheets version to your own Drive.
Each workbook starts with a short "Start here" tab that walks you through what to fill in, and where.
Start with the toolkit. Add extras only if they're useful to you. All prices in USD.
Offered as a checkbox at checkout
Everything you need to get organized
Offered after checkout
One-time payments. No subscriptions. This is a digital product delivered by instant download; refunds are not applicable.
You get a Microsoft Excel workbook (.xlsx) and a Google Sheets version. Both contain the same four templates and the same built-in instructions.
The Excel file works in Microsoft 365 and recent desktop versions of Excel on Windows and Mac. The Google Sheets version works in any modern web browser with a free Google account.
You can view and edit on a phone or tablet through the Excel or Google Sheets apps, though a larger screen is more comfortable for setup. Apple Numbers and LibreOffice may open the file but aren't officially supported.
Delivery is instant. After checkout you'll see your download links right away, and the same links are sent to the email address you used to purchase.
Basic typing into cells is enough. Formulas are already built in, and each workbook opens on a "Start here" tab explaining what to fill in. The optional Instant Setup Pack adds sample data and a full walkthrough if you'd like extra guidance.
Yes. Rename categories, add rows, change colors or hide sheets you don't use. The files are yours to edit for your own business.
Email support@profitsheets.com with your order email and a short description of the issue, and we'll help you get set up.
No. These are organizing tools for tracking your own numbers. For tax, legal or financial decisions, please talk to a qualified professional.
Four templates, Excel and Google Sheets, instant download.
Get the toolkit — $19 USD